Sheltering Your Family from Storms & Disasters


We offer Safe Room Tornado Storm Shelters loans through Hearth to customers all across America. Don’t have perfect credit? That’s okay. Our lenders offer storm shelter loans for just about any credit situation.

Hearth makes it easy for you to find monthly payment options for your Safe Room Tornado Storm Shelter, with:

  • Monthly payment options within minutes and without affecting your credit score. Loan amounts up to $100,000
  • Affordable monthly payment options
  • Funding within 1-3 days
  • No prepayment penalties
  • No home equity required

Find convenient monthly payment options for your Safe Room Tornado Storm Shelter. See your personalized payment plans without affecting your credit score now.

What rates should I expect?

Installment loans have predictable monthly payments and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.

Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

Credit Range Pre-qualification rate Est. APR Range Loan amount Loan Term
* Excellent: 700 - 850 FICO 88% 4.99% - 15.24% $1,000 - $100,000 2 - 12 years
*Good: 640 - 700 FICO 64% 15.85% - 29.09% $1,000 - $100,000 1 - 7 years
*Building: below 640 FICO 37% 22.48% - 34.70% $1,000 - $50,000 1 - 5 years
*For each self-reported credit score range, the pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
*For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles.
*For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.

Benefits of our Product that Separates Us From the Competition

Mead in the usa logo
  • Made by Americans in America using American Steel
  • Some of the strongest, longest-lasting shelters on the market
  • All of our Safe Room Shelters meet and exceed ICC-500 and FEMA standards.
  • Designed to withstand .308 Rifle Round

Financing Available

We help you make your shelter affordable with financing options through Hearth. For more information or to see if you qualify, Details about Financing.

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